NARAYANAGURU URBAN CO OPERATIVE BANK LTD
Rooted in Udupi's Heritage, Banking for the Community Since 2002
Rooted in Udupi's Heritage, Banking for the Community Since 2002
Narayanaguru Urban Co-operative Bank's Fixed Deposits and the interest on them are a good source of income — in a safe and assured manner. Choose a tenure and amount of your choice to grow your income in a steady fashion. We provide FD, RD, OD etc.
Rates effective from 2025-26. Subject to change without prior notice.
| Sl. No. | Period / Tenure | General (% p.a.) | Senior Citizens (% p.a.) | Remarks |
|---|---|---|---|---|
| 1 | 15 days to 45 days | 4.50% | 5.00% | Minimum ₹1,000 |
| 2 | 46 days to 90 days | 5.50% | 6.00% | — |
| 3 | 91 days to 180 days | 6.25% | 6.75% | — |
| 4 | 181 days to 364 days | 6.75% | 7.25% | — |
| 5 | 1 year to below 2 years | 7.75% | 8.25% | Best Rate |
| 6 | 2 years to below 3 years | 8.00% | 8.50% | Best Rate |
| 7 | 3 years to 5 years | 7.75% | 8.25% | — |
| 8 | Above 5 years | 7.50% | 8.00% | Up to 10 years |
| Account Type | Interest Rate (% p.a.) | Minimum Balance | Features |
|---|---|---|---|
| Savings Account | 4.00% | ₹500 (Urban) | Passbook, Cheque Book, ATM Card |
| Current Account | Nil | ₹2,000 | Unlimited transactions, Overdraft facility available |
| No Frill / Basic Account | 4.00% | Zero Balance | Basic banking for all customers |
| Sl. No. | Period | General (% p.a.) | Senior Citizens (% p.a.) | Minimum Monthly Instalment |
|---|---|---|---|---|
| 1 | 12 months | 6.25% | 6.75% | ₹500 |
| 2 | 24 months | 6.75% | 7.25% | ₹500 |
| 3 | 36 months | 7.75% | 8.25% | ₹500 |
| 4 | 60 months | 7.50% | 8.00% | ₹500 |